Better Business Checking


A complete suite of financial tools designed to help your business get ahead. Plus, our business banking team is your go-to team. We’re responsive, dependable, and focused on you.


Are you ready to get ahead?
Our special $100 Bonus and new client perks are a great way to get things started – available for a limited time only. 

5 Perks* to Get You Started Now:

✔ $100 BONUS when you open a new account
✔ Up to 400 FREE items per monthly statement cycle
✔ FREE Business Online Banking (basic access)
✔ FREE starter kit of business checks
✔ DISCOUNT on hardware for credit card processing

Even Better Benefits That Help You Save Every Day:

✔ NO minimum balance requirements
✔ NO monthly maintenance fee
✔ NO fee for currency deposited
✔ NO annual fee debit card with cash rewards
✔ Convenient business credit card
✔ Overdraft privilege service
✔ Bank@Work access for all your employees
✔ Free retirement planning consultation
✔ Financial wellness seminars

Plus, the responsive local attention you’ll only get from F&M Trust – your new favorite financial resource. Now that’s Banking Done Your Way.

Contact Us to get started.

*Offer valid 1/01/2023 through 06/30/23. A minimum opening balance of $100 required to receive bonus. Bonus is awarded within 30 days of account opening. As required by law, F&M Trust will report the value of the bonus to the IRS. Basic access for Business Online Banking is free. Additional features and services within online banking have a monthly or per item fee associated. New merchant service customers receive a $50 discount on hardware.

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